The Long Term Disability policy protects your income should you become injured or ill for a long period of time.
| Mutual of Omaha—Long Term Disability | |
| BENEFITS |
|
| Benefit Amount | 60% of your monthly pre-disability earnings |
| Maximum Benefit | $7,500 per month |
| Elimination Period | Disability benefits begin after 90 days |
| Maximum Duration | To Social Security Normal Retirement Age if you become disabled prior to age 62 or 3.5 years, whichever is longest. At age 62 (and older), the benefit period will be based on a reduced duration schedule. |
| Definition of Disability | For the first 24 months of disability, you are not working and cannot perform your normal occupation due to injury or illness. If you become disabled and can work part-time (but not full-time), you may be eligible for partial disability benefits. |