Life and AD&D
Basic Life & AD&D
Voluntary Critical Illness
This Critical Illness insurance policy through Mutual of Omaha provided a lump-sum cash benefit upon diagnosis of a critical illness. The benefit can be used to pay out-of-pocket expenses or to supplement your daily cost of living.
Voluntary Accident
Protect your family's finances with Accident Insurance provided by Mutual of Omaha. An accident insurance policy supplements your medical coverage and provides a cash benefit for injuries you or an injured family member sustain from an accident. This benefit can be used to pay out-of-pocket medical expenses, help supplement your daily living expenses and cover unpaid time off work.
Voluntary Nationwide Pet Insurance
Deductible: $250
Health Care Flexible Spending Account
A flexible spending account (FSA) is a personal expense account that works with your health plan. Each year you can set aside a portion of your salary pretax. You can use that money to pay for medical costs not paid for by your health plan. Depending on your tax bracket, an FSA can help you save as much as 10 to 40 percent on most of these costs (See your tax advisor with questions). You cannot contribute to both an HSA and FSA.
Long Term Disability
The Long Term Disability policy protects your income should you become injured or ill for a long period of time.
Transportation Reimbursement Account
A TRA allows you to set aside a portion of your salary, pre-tax, to pay for certain transit, parking and vanpool commuting expenses. By paying for these expenses with pre-tax dollars, you decrease your taxable income and pay less taxes, while potentially increasing your take-home pay. The 2026 contribution limits are $340 per month for Qualified Parking and $340per month for Transit Passes and Vanpooling combined.
Dependent Care Flexible Spending Account
A dependent care flexible spending account (FSA) is a personal expense account that allows you to set aside a portion of your salary pretax. You can use that money to pay for certain dependent care costs such as daycare, preschool and after-school programs, and eldercare, tax-free. Depending on your tax bracket, a dependent care FSA can help you save as much as 28 to 40 percent on most of these costs. See your tax advisor with questions.
Employee Assistance Program
EMPLOYEE ASSISTANCE PROGRAM (EAP)